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Area data

Palatka, FL — ZIP 32177

Population: 25,645 (Census ACS)

The median home value in ZIP 32177 (Palatka, FL) is $209,559 — up 1.0% over the past year. Homes sell for a median $262,000 after a median 73 days on market. Typical rent runs $1,384/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, lightning, inlandflooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$209,559

Median home value

+1.0%

1-year change

73

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$209,559
1-year appreciation
+1.0%
3-year appreciation
+1.0%
5-year appreciation
+13.5%
10-year appreciation
+127.5%
All-time peak (2024-06)
$214,937
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$262,000
Median list price
$248,950
Median price per sqft
$171
1-year sale-price change
+12.2%
Median days on market
73 days
Homes sold (recent period)
71
For-sale inventory
127
Sale-to-list ratio
95.3%
Active listings
125
1-year forecast
+0.9%
New listings (monthly)
29

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,384/mo
1-year rent change
-2.1%
Studio fair-market rent
$787/mo
1BR fair-market rent
$792/mo
2BR fair-market rent
$1,040/mo
3BR fair-market rent
$1,307/mo
4BR fair-market rent
$1,377/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
4
Middle schools
1
High schools
1
Charter schools
2
Avg student-teacher ratio
20.4 : 1
Schools include
KELLEY SMITH ELEMENTARY SCHOOL, JAMES A. LONG ELEMENTARY SCHOOL, PALATKA JR - SR HIGH SCHOOL, MELLON LEARNING CENTER, WILLIAM D. MOSELEY ELEMENTARY SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hurricane, lightning, inlandFlooding, strongWind, tornado
Notable hazard ratings (county)
drought: Relatively Low · tornado: Relatively Moderate · coldWave: Relatively Low · heatWave: Relatively Low · wildfire: Relatively Moderate · hurricane: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 79% of US counties
Buildings in wildfire direct-exposure zone
76.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
71.0°F
Average high
80.0°F
Average low
62.0°F
Annual precipitation
49.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
21
Days with Good air quality
349
Days with Moderate air quality
16
Highest AQI recorded (year)
69

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,936
Jobs reachable by transit (45 min)
4,292

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Castillo de San Marcos National Monument (28 mi)
National parks include
Castillo de San Marcos National Monument, Fort Matanzas National Monument, Timucuan Ecological & Historic Preserve
Airports within 30 mi
26
Nearest airport
Palatka Municipal - Lt. Kay Larkin Field (3 mi)
Nearest major airport
Northeast Florida Regional Airport (UST) (29 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
HCA FLORIDA PUTNAM HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+495 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
32.8%
Housing built 2000 or later
20.8%
Median annual property tax
$1,412
Mean commute to work
22 min
Households with broadband internet
59.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
14,067
Average weekly wage
$1,001
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
127

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32177State medianUS median
Median home value$209,559$343,854$288,527
Median sale price$262,000$359,990$325,000
Median days on market73 days72 days51 days
Typical rent$1,384/mo$2,085/mo$1,809/mo
Median annual property tax$1,412$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 32177?
$209,559.
What is the median sale price in ZIP 32177?
$262,000.
How long do homes take to sell in ZIP 32177?
Median days on market: 73 days.
What is typical rent in ZIP 32177?
Typical rent: $1,384/month.
What is the natural-hazard risk in ZIP 32177?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning, inlandFlooding, strongWind, tornado.
Is ZIP 32177 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 32177?
Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32177?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32177?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32177?
11 schools (4 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 32177 walkable?
Walkability index: 8.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 32177?
Good. Median AQI: 21. (EPA AQI).
What is the cost of living in ZIP 32177?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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