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Area data

Lake Hamilton, FL — ZIP 33851

Population: 1,212 (Census ACS)

The median home value in ZIP 33851 (Lake Hamilton, FL) is $308,500 — down 1.8% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, strongwind the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$308,500

Median home value

-1.8%

1-year change

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$308,500
1-year appreciation
-1.8%
3-year appreciation
-4.1%
5-year appreciation
+19.8%
10-year appreciation
+120.6%
All-time peak (2024-04)
$327,747
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$319,190
For-sale inventory
6
1-year forecast
-0.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,258/mo
1BR fair-market rent
$1,338/mo
2BR fair-market rent
$1,608/mo
3BR fair-market rent
$2,212/mo
4BR fair-market rent
$2,688/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, strongWind, inlandFlooding, tornado
Notable hazard ratings (county)
hail: Relatively Moderate · drought: Relatively Moderate · tornado: Relatively High · coldWave: Relatively Moderate · heatWave: Relatively Moderate · wildfire: Relatively Moderate
Wildfire risk to homes (county)
Higher than 95% of US counties
Buildings in wildfire direct-exposure zone
39.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Landia Chemical Company (21.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
55.4 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
339
Days with Moderate air quality
16
Highest AQI recorded (year)
100

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
28
Nearest airport
Southerly Airport (6 mi)
Nearest major airport
Kissimmee Gateway Airport (ISM) (21 mi)
Hospitals nearby (~15 mi)
28
Hospitals include
ORLANDO HEALTH, ADVENTHEALTH ORLANDO, ORLANDO HEALTH-HEALTH CENTRAL HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+12,108 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,974
Housing built before 1970
46.9%
Housing built 2000 or later
27.2%
Median annual property tax
$1,886
Households with broadband internet
82.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
235,344
Average weekly wage
$1,111
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
8,236

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 33851State medianUS median
Median home value$308,500$343,854$288,527
Median annual property tax$1,886$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 33851?
$308,500.
What is typical rent in ZIP 33851?
2-bedroom fair-market rent: $1,608/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 33851?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, strongWind, inlandFlooding, tornado.
What is the wildfire risk in ZIP 33851?
Risk to homes is higher than 95% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 33851?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 33851?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 33851?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in ZIP 33851?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents