Area data
Bedford, KY — ZIP 40006
Population: 5,068 (Census ACS)
The median home value in ZIP 40006 (Bedford, KY) is $246,250 — down 0.3% over the past year. Homes sell for a median $240,000 after a median 36 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).
$246,250
Median home value
-0.3%
1-year change
36
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $246,250
- 1-year appreciation
- -0.3%
- 3-year appreciation
- +19.9%
- 5-year appreciation
- +37.7%
- 10-year appreciation
- +99.9%
- All-time peak (2025-06)
- $249,013
- House Price Index (state)
- 413.6 (+4.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $240,000
- Median list price
- $377,450
- Median price per sqft
- $130
- 1-year sale-price change
- -7.7%
- Median days on market
- 36 days
- Homes sold (recent period)
- 15
- For-sale inventory
- 19
- Sale-to-list ratio
- 95.6%
- Active listings
- 13
- New listings (monthly)
- 7
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $840/mo
- 1BR fair-market rent
- $898/mo
- 2BR fair-market rent
- $1,175/mo
- 3BR fair-market rent
- $1,407/mo
- 4BR fair-market rent
- $1,642/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.2 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
- Avg student-teacher ratio
- 19.9 : 1
- Schools include
- Bedford Elementary School, Trimble County JR/SR High School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- strongWind
- Notable hazard ratings (county)
- tornado: Relatively Low · iceStorm: Relatively Low · strongWind: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 15% of US counties
- Buildings in wildfire direct-exposure zone
- 89.4%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 49.4 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- William Howard Taft National Historic Site (57 mi)
- Airports within 30 mi
- 25
- Nearest airport
- Lee Bottom Airport (7 mi)
- Nearest major airport
- Bowman Field (LOU) (32 mi)
- Hospitals nearby (~15 mi)
- 28
- Hospitals include
- NORTON CLARK HOSPITAL, WELLSTONE REGIONAL HOSPITAL, BAPTIST HEALTH FLOYD
- Avg hospital rating (CMS)
- 3.2 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 4
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +14 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,991
- Housing built before 1970
- 21.4%
- Housing built 2000 or later
- 22.5%
- Median annual property tax
- $1,156
- Mean commute to work
- 29 min
- Households with broadband internet
- 43.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 710
- Average weekly wage
- $1,373
- Top industries (by employment)
- Construction, Finance & Insurance, Administrative Services
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 40006 | State median | US median | |
|---|---|---|---|
| Median home value | $246,250 | $169,240 | $288,527 |
| Median sale price | $240,000 | $234,500 | $325,000 |
| Median days on market | 36 days | 57 days | 51 days |
| Median annual property tax | $1,156 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 40006?
- $246,250.
- What is the median sale price in ZIP 40006?
- $240,000.
- How long do homes take to sell in ZIP 40006?
- Median days on market: 36 days.
- What is typical rent in ZIP 40006?
- 2-bedroom fair-market rent: $1,175/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 40006?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind.
- What is the wildfire risk in ZIP 40006?
- Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 40006?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 40006?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 40006?
- 2 schools (1 elementary, 1 high) (NCES, 2022-23).
- What is the cost of living in ZIP 40006?
- Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →