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Area data

Bedford, KY — ZIP 40006

Population: 5,068 (Census ACS)

The median home value in ZIP 40006 (Bedford, KY) is $246,250 — down 0.3% over the past year. Homes sell for a median $240,000 after a median 36 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$246,250

Median home value

-0.3%

1-year change

36

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$246,250
1-year appreciation
-0.3%
3-year appreciation
+19.9%
5-year appreciation
+37.7%
10-year appreciation
+99.9%
All-time peak (2025-06)
$249,013
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$240,000
Median list price
$377,450
Median price per sqft
$130
1-year sale-price change
-7.7%
Median days on market
36 days
Homes sold (recent period)
15
For-sale inventory
19
Sale-to-list ratio
95.6%
Active listings
13
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$840/mo
1BR fair-market rent
$898/mo
2BR fair-market rent
$1,175/mo
3BR fair-market rent
$1,407/mo
4BR fair-market rent
$1,642/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Avg student-teacher ratio
19.9 : 1
Schools include
Bedford Elementary School, Trimble County JR/SR High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind
Notable hazard ratings (county)
tornado: Relatively Low · iceStorm: Relatively Low · strongWind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
89.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
49.4 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
William Howard Taft National Historic Site (57 mi)
Airports within 30 mi
25
Nearest airport
Lee Bottom Airport (7 mi)
Nearest major airport
Bowman Field (LOU) (32 mi)
Hospitals nearby (~15 mi)
28
Hospitals include
NORTON CLARK HOSPITAL, WELLSTONE REGIONAL HOSPITAL, BAPTIST HEALTH FLOYD
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+14 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
21.4%
Housing built 2000 or later
22.5%
Median annual property tax
$1,156
Mean commute to work
29 min
Households with broadband internet
43.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
710
Average weekly wage
$1,373
Top industries (by employment)
Construction, Finance & Insurance, Administrative Services

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40006State medianUS median
Median home value$246,250$169,240$288,527
Median sale price$240,000$234,500$325,000
Median days on market36 days57 days51 days
Median annual property tax$1,156$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40006?
$246,250.
What is the median sale price in ZIP 40006?
$240,000.
How long do homes take to sell in ZIP 40006?
Median days on market: 36 days.
What is typical rent in ZIP 40006?
2-bedroom fair-market rent: $1,175/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 40006?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind.
What is the wildfire risk in ZIP 40006?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40006?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40006?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 40006?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 40006?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents