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Area data

Brodhead, KY — ZIP 40409

Population: 3,445 (Census ACS)

The median home value in ZIP 40409 (Brodhead, KY) is $149,461 — down 9.4% over the past year. Homes sell for a median $180,000 after a median 55 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind, winterweather the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$149,461

Median home value

-9.4%

1-year change

55

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$149,461
1-year appreciation
-9.4%
3-year appreciation
+0.6%
5-year appreciation
+28.5%
10-year appreciation
+81.8%
All-time peak (2025-06)
$168,374
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$180,000
Median list price
$210,000
Median price per sqft
$107
1-year sale-price change
+22.1%
Median days on market
55 days
Homes sold (recent period)
9
For-sale inventory
14
Sale-to-list ratio
94.2%
Active listings
11
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$650/mo
1BR fair-market rent
$810/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,174/mo
4BR fair-market rent
$1,270/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
14.5 : 1
Schools include
Brodhead Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind, winterWeather
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
85.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
68.0°F
Average low
49.0°F
Annual precipitation
51.6 in
Annual snowfall
8.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Mill Springs Battlefield National Monument (28 mi)
National parks include
Mill Springs Battlefield National Monument, Camp Nelson National Monument, Big South Fork National River & Recreation Area
Airports within 30 mi
11
Nearest airport
Crawford Ultralightport (4 mi)
Nearest major airport
Central Kentucky Regional Airport (18 mi)
Hospitals nearby (~15 mi)
16
Hospitals include
SAINT JOSEPH LONDON, AdventHealthManchester, EPHRAIM MCDOWELL REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+74 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
26.1%
Housing built 2000 or later
27.2%
Median annual property tax
$725
Mean commute to work
29 min
Households with broadband internet
59.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,046
Average weekly wage
$865
Top industries (by employment)
Professional Services, Finance & Insurance, Administrative Services

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40409State medianUS median
Median home value$149,461$169,240$288,527
Median sale price$180,000$234,500$325,000
Median days on market55 days57 days51 days
Median annual property tax$725$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40409?
$149,461.
What is the median sale price in ZIP 40409?
$180,000.
How long do homes take to sell in ZIP 40409?
Median days on market: 55 days.
What is typical rent in ZIP 40409?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 40409?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind, winterWeather.
What is the wildfire risk in ZIP 40409?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40409?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40409?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 40409?
1 schools (1 elementary) (NCES, 2022-23).
What is the cost of living in ZIP 40409?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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