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Area data

Arjay, KY — ZIP 40902

Population: 558 (Census ACS)

The median home value in ZIP 40902 (Arjay, KY) is $63,463 — down 29.5% over the past year. Homes sell for a median $109,900 after a median 308 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, inlandflooding, landslide the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$63,463

Median home value

-29.5%

1-year change

308

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$63,463
1-year appreciation
-29.5%
3-year appreciation
-36.6%
5-year appreciation
-29.9%
All-time peak (2022-09)
$105,367
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$109,900
Median list price
$45,000
Median price per sqft
$83
Median days on market
308 days
Homes sold (recent period)
1
Sale-to-list ratio
100.0%
Active listings
3
1-year forecast
-3.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$633/mo
1BR fair-market rent
$787/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,133/mo
4BR fair-market rent
$1,352/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, inlandFlooding, landslide, winterWeather
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Low · coldWave: Relatively Moderate · heatWave: Relatively Low · wildfire: Relatively Low · avalanche: Relatively Low
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
68.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
National Electric Coil Co./Cooper Industries (19.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
66.0°F
Average low
43.0°F
Annual precipitation
52.7 in
Annual snowfall
8.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
242
Days with Moderate air quality
118
Highest AQI recorded (year)
101

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
2
Nearest national park
Cumberland Gap National Historical Park (11 mi)
National parks include
Cumberland Gap National Historical Park, Big South Fork National River & Recreation Area
Airports within 30 mi
8
Nearest airport
Middlesboro-Bell County Airport (11 mi)
Nearest major airport
London-Corbin Airport/Magee Field (LOZ) (30 mi)
Hospitals nearby (~15 mi)
14
Hospitals include
SAINT JOSEPH LONDON, MIDDLESBORO ARH HOSPITAL, HAZARD ARH REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
2.2 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-15 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,996
Housing built before 1970
11.4%
Housing built 2000 or later
35.6%
Households with broadband internet
90.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,672
Average weekly wage
$829
Top industries (by employment)
Other Services, Construction, Administrative Services
Annual residential building permits (county)
41

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 40902State medianUS median
Median home value$63,463$169,240$288,527
Median sale price$109,900$234,500$325,000
Median days on market308 days57 days51 days

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 40902?
$63,463.
What is the median sale price in ZIP 40902?
$109,900.
How long do homes take to sell in ZIP 40902?
Median days on market: 308 days.
What is typical rent in ZIP 40902?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 40902?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, inlandFlooding, landslide, winterWeather.
What is the wildfire risk in ZIP 40902?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 40902?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 40902?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 40902?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 40902?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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