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Area data

Oak harbor, OH — ZIP 43449

Population: 7,572 (Census ACS)

The median home value in ZIP 43449 (Oak harbor, OH) is $213,891 — up 0.6% over the past year. Homes sell for a median $234,500 after a median 42 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, strongwind, tornado the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$213,891

Median home value

+0.6%

1-year change

42

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$213,891
1-year appreciation
+0.6%
3-year appreciation
+8.1%
5-year appreciation
+18.0%
10-year appreciation
+72.2%
All-time peak (2026-08)
$213,891
House Price Index (state)
365.7 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$234,500
Median list price
$199,000
Median price per sqft
$183
1-year sale-price change
+32.5%
Median days on market
42 days
Homes sold (recent period)
22
For-sale inventory
33
Sale-to-list ratio
100.7%
Active listings
24
1-year forecast
+2.8%
New listings (monthly)
10

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$869/mo
1BR fair-market rent
$924/mo
2BR fair-market rent
$1,209/mo
3BR fair-market rent
$1,441/mo
4BR fair-market rent
$1,923/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.8 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
15.3 : 1
Schools include
Oak Harbor High School, Oak Harbor Intermediate School, R C Waters Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, strongWind, tornado, winterWeather
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Moderate · coldWave: Relatively Low · iceStorm: Relatively Moderate · lightning: Relatively Low · strongWind: Relatively Moderate
FEMA flood zone
A03
Flood risk level
High
Wildfire risk to homes (county)
Higher than 2% of US counties
Buildings in wildfire direct-exposure zone
19.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
60.0°F
Average low
42.0°F
Annual precipitation
34.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,067
Jobs reachable by transit (45 min)
8,325

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Perry's Victory & International Peace Memorial (19 mi)
National parks include
Perry's Victory & International Peace Memorial, River Raisin National Battlefield Park
Airports within 30 mi
36
Nearest airport
Bea-D Airport (7 mi)
Nearest major airport
Erie-Ottawa International Airport (14 mi)
Hospitals nearby (~15 mi)
21
Hospitals include
PROMEDICA MONROE REGIONAL HOSPITAL, COREWELL HEALTH TRENTON HOSPITAL, FIRELANDS REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+106 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
47.9%
Housing built 2000 or later
19.1%
Median annual property tax
$2,169
Mean commute to work
23 min
Households with broadband internet
60.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,747
Average weekly wage
$1,038
Top industries (by employment)
Accommodation & Food, Arts & Entertainment, Other Services
Annual residential building permits (county)
161

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 43449State medianUS median
Median home value$213,891$225,365$288,527
Median sale price$234,500$242,250$325,000
Median days on market42 days45 days51 days
Median annual property tax$2,169$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 43449?
$213,891.
What is the median sale price in ZIP 43449?
$234,500.
How long do homes take to sell in ZIP 43449?
Median days on market: 42 days.
What is typical rent in ZIP 43449?
2-bedroom fair-market rent: $1,209/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 43449?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, tornado, winterWeather.
Is ZIP 43449 in a flood zone?
High (FEMA NFIP). FEMA flood zone A03.
What is the wildfire risk in ZIP 43449?
Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 43449?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 43449?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 43449?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 43449 walkable?
Walkability index: 4.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 43449?
Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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