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Area data

Waterloo, OH — ZIP 45688

Population: 210 (Census ACS)

The median home value in ZIP 45688 (Waterloo, OH) is $52,700. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with heatwave, icestorm, inlandflooding the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$52,700

Median home value

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$52,700
House Price Index (state)
365.7 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$294,000
Active listings
1

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$858/mo
1BR fair-market rent
$864/mo
2BR fair-market rent
$1,006/mo
3BR fair-market rent
$1,287/mo
4BR fair-market rent
$1,393/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.8 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
heatWave, iceStorm, inlandFlooding, landslide, lightning
Notable hazard ratings (county)
tornado: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · landslide: Relatively Moderate · lightning: Relatively Moderate · strongWind: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 46% of US counties
Buildings in wildfire direct-exposure zone
56.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
E.H. Schilling Landfill (15.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
65.0°F
Average low
40.0°F
Annual precipitation
45.7 in
Annual snowfall
13.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
259
Days with Moderate air quality
106
Highest AQI recorded (year)
90

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
1.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
185
Jobs reachable by transit (45 min)
648

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Hopewell Culture National Historical Park (50 mi)
Airports within 30 mi
12
Nearest airport
Russ Airport (16 mi)
Nearest major airport
Tri-State Airport / Milton J. Ferguson Field (HTS) (25 mi)
Hospitals nearby (~15 mi)
16
Hospitals include
KING'S DAUGHTERS' MEDICAL CENTER, SOUTHERN OHIO MEDICAL CENTER, KINGS DAUGHTERS MEDICAL CENTER OHIO
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-15 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
25.5%
Housing built 2000 or later
30.7%
Median annual property tax
$533
Households with broadband internet
18.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,262
Average weekly wage
$946
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
23

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 45688?
$52,700.
What is typical rent in ZIP 45688?
2-bedroom fair-market rent: $1,006/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 45688?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: heatWave, iceStorm, inlandFlooding, landslide, lightning.
Is ZIP 45688 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 45688?
Risk to homes is higher than 46% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 45688?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 45688?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 45688 walkable?
Walkability index: 1.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 45688?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 45688?
Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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