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Area data

Central Lake, MI — ZIP 49622

Population: 2,634 (Census ACS)

The median home value in ZIP 49622 (Central Lake, MI) is $356,361 — up 4.6% over the past year. Homes sell for a median $412,500 after a median 51 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with coldwave the top-rated hazards. Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$356,361

Median home value

+4.6%

1-year change

51

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$356,361
1-year appreciation
+4.6%
3-year appreciation
+6.4%
5-year appreciation
+22.1%
10-year appreciation
+110.4%
All-time peak (2026-04)
$358,012
House Price Index (state)
400.5 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$412,500
Median list price
$395,000
Median price per sqft
$278
1-year sale-price change
-22.2%
Median days on market
51 days
Homes sold (recent period)
19
For-sale inventory
29
Sale-to-list ratio
96.7%
Active listings
28
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$882/mo
1BR fair-market rent
$965/mo
2BR fair-market rent
$1,159/mo
3BR fair-market rent
$1,381/mo
4BR fair-market rent
$1,711/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Avg student-teacher ratio
9.9 : 1
Schools include
Central Lake Public Schools

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
coldWave
Notable hazard ratings (county)
hail: Relatively Low · tornado: Relatively Low · coldWave: Relatively Moderate · landslide: Relatively Low · lightning: Relatively Low · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 21% of US counties
Buildings in wildfire direct-exposure zone
78.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Tar Lake (15.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
54.0°F
Average low
36.0°F
Annual precipitation
36.2 in
Annual snowfall
101.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Sleeping Bear Dunes National Lakeshore (39 mi)
Airports within 30 mi
20
Nearest airport
Torchport Airport (5 mi)
Nearest major airport
Cherry Capital Airport (TVC) (28 mi)
Hospitals nearby (~15 mi)
6
Hospitals include
MUNSON HEALTHCARE GRAYLING HOSPITAL, MUNSON MEDICAL CENTER, MCLAREN NORTHERN MICHIGAN
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+115 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
39.7%
Housing built 2000 or later
16.4%
Median annual property tax
$1,752
Mean commute to work
24 min
Households with broadband internet
71.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,046
Average weekly wage
$812
Top industries (by employment)
Accommodation & Food, Construction, Arts & Entertainment
Annual residential building permits (county)
105

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 49622State medianUS median
Median home value$356,361$242,800$288,527
Median sale price$412,500$265,000$325,000
Median days on market51 days36 days51 days
Median annual property tax$1,752$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 49622?
$356,361.
What is the median sale price in ZIP 49622?
$412,500.
How long do homes take to sell in ZIP 49622?
Median days on market: 51 days.
What is typical rent in ZIP 49622?
2-bedroom fair-market rent: $1,159/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 49622?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: coldWave.
What is the wildfire risk in ZIP 49622?
Risk to homes is higher than 21% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 49622?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 49622?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 49622?
1 schools (NCES, 2022-23).
What is the cost of living in ZIP 49622?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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