Area data
Waterville, IA — ZIP 52170
Population: 555 (Census ACS)
The median home value in ZIP 52170 (Waterville, IA) is $318,880 — up 7.2% over the past year. Homes sell for a median $140,000 after a median 2 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hail, landslide the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).
$318,880
Median home value
+7.2%
1-year change
2
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $318,880
- 1-year appreciation
- +7.2%
- 3-year appreciation
- +15.9%
- 5-year appreciation
- +36.9%
- All-time peak (2026-08)
- $318,880
- House Price Index (state)
- 386.7 (+2.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $140,000
- Median list price
- $345,000
- Median price per sqft
- $78
- 1-year sale-price change
- +41.4%
- Median days on market
- 2 days
- Homes sold (recent period)
- 1
- Sale-to-list ratio
- 141.4%
- Active listings
- 3
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $688/mo
- 1BR fair-market rent
- $763/mo
- 2BR fair-market rent
- $927/mo
- 3BR fair-market rent
- $1,284/mo
- 4BR fair-market rent
- $1,475/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 87.8 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- hail, landslide
- Notable hazard ratings (county)
- hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low
- Wildfire risk to homes (county)
- Higher than 25% of US counties
- Buildings in wildfire direct-exposure zone
- 58.6%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 46.0°F
- Average high
- 57.0°F
- Average low
- 35.0°F
- Annual precipitation
- 38.9 in
- Annual snowfall
- 39.8 in
- USDA plant hardiness zone
- 5a (extreme annual low -20 to -15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Effigy Mounds National Monument (11 mi)
- Airports within 30 mi
- 9
- Nearest airport
- Waukon Municipal Airport (UKN) (9 mi)
- Hospitals nearby (~15 mi)
- 13
- Hospitals include
- GUTTENBERG MUNICIPAL HOSPITAL, GUNDERSEN PALMER LUTHERAN HOSPITAL AND CLINICS, VETERANS MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 4.2 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -19 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,978
- Housing built before 1970
- 48.9%
- Housing built 2000 or later
- 34.7%
- Median annual property tax
- $1,954
- Mean commute to work
- 29 min
- Households with broadband internet
- 73.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 3,695
- Average weekly wage
- $913
- Top industries (by employment)
- Health Care, Wholesale Trade, Accommodation & Food
- Annual residential building permits (county)
- 98
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 52170 | State median | US median | |
|---|---|---|---|
| Median home value | $318,880 | $211,043 | $288,527 |
| Median sale price | $140,000 | $220,000 | $325,000 |
| Median days on market | 2 days | 48 days | 51 days |
| Median annual property tax | $1,954 | $1,927 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 52170?
- $318,880.
- What is the median sale price in ZIP 52170?
- $140,000.
- How long do homes take to sell in ZIP 52170?
- Median days on market: 2 days.
- What is typical rent in ZIP 52170?
- 2-bedroom fair-market rent: $927/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 52170?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, landslide.
- What is the wildfire risk in ZIP 52170?
- Risk to homes is higher than 25% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 52170?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 52170?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the cost of living in ZIP 52170?
- Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →