Area data
Atwater, MN — ZIP 56209
Population: 2,570 (Census ACS)
The median home value in ZIP 56209 (Atwater, MN) is $286,074 — up 3.0% over the past year. Homes sell for a median $375,000 after a median 68 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strongwind, coldwave, hail the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).
$286,074
Median home value
+3.0%
1-year change
68
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $286,074
- 1-year appreciation
- +3.0%
- 3-year appreciation
- +14.3%
- 5-year appreciation
- +26.8%
- 10-year appreciation
- +82.9%
- All-time peak (2026-08)
- $286,074
- House Price Index (state)
- 442.4 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $375,000
- Median list price
- $350,000
- Median price per sqft
- $277
- 1-year sale-price change
- +3.9%
- Median days on market
- 68 days
- Homes sold (recent period)
- 9
- For-sale inventory
- 10
- Sale-to-list ratio
- 97.0%
- Active listings
- 7
- 1-year forecast
- +2.5%
- New listings (monthly)
- 4
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $831/mo
- 1BR fair-market rent
- $836/mo
- 2BR fair-market rent
- $1,026/mo
- 3BR fair-market rent
- $1,421/mo
- 4BR fair-market rent
- $1,715/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.6 (100 = US avg)
- Electricity rate (state-level)
- 15.8¢/kWh
- Natural gas rate (state-level)
- $11.00/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 0
- Avg student-teacher ratio
- 11.5 : 1
- Schools include
- A.C.G.C. ELEMENTARY
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- strongWind, coldWave, hail, iceStorm, winterWeather
- Notable hazard ratings (county)
- hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · coldWave: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 30% of US counties
- Buildings in wildfire direct-exposure zone
- 43.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 30.7 in
- USDA plant hardiness zone
- 4b (extreme annual low -25 to -20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 7.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 4,213
- Jobs reachable by transit (45 min)
- 4,444
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 16
- Nearest airport
- Pagel's Field (5 mi)
- Hospitals nearby (~15 mi)
- 13
- Hospitals include
- ST CLOUD VA MEDICAL CENTER, CENTRACARE - ST. CLOUD HOSPITAL, CENTRACARE- RICE MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -180 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,972
- Housing built before 1970
- 45.7%
- Housing built 2000 or later
- 16.6%
- Median annual property tax
- $2,259
- Mean commute to work
- 20 min
- Households with broadband internet
- 52.8%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 20,087
- Average weekly wage
- $1,030
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 73
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 56209 | State median | US median | |
|---|---|---|---|
| Median home value | $286,074 | $300,176 | $288,527 |
| Median sale price | $375,000 | $315,500 | $325,000 |
| Median days on market | 68 days | 39 days | 51 days |
| Median annual property tax | $2,259 | $2,128 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 56209?
- $286,074.
- What is the median sale price in ZIP 56209?
- $375,000.
- How long do homes take to sell in ZIP 56209?
- Median days on market: 68 days.
- What is typical rent in ZIP 56209?
- 2-bedroom fair-market rent: $1,026/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 56209?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strongWind, coldWave, hail, iceStorm, winterWeather.
- Is ZIP 56209 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 56209?
- Risk to homes is higher than 30% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 56209?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 56209?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 56209?
- 1 schools (1 elementary) (NCES, 2022-23).
- Is ZIP 56209 walkable?
- Walkability index: 7.7/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 56209?
- Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →