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Area data

Polaris, MT — ZIP 59746

Population: 111 (Census ACS)

The median home value in ZIP 59746 (Polaris, MT) is $452,908 — up 4.0% over the past year. Homes sell for a median $932,000 after a median 391 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with avalanche, winterweather, coldwave the top-rated hazards. Cost of living is 5.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$452,908

Median home value

+4.0%

1-year change

391

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$452,908
1-year appreciation
+4.0%
3-year appreciation
+13.7%
5-year appreciation
+28.6%
10-year appreciation
+104.2%
All-time peak (2026-08)
$452,908
House Price Index (state)
753.3 (+2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$932,000
Median list price
$797,500
Median price per sqft
$212
1-year sale-price change
-33.4%
Median days on market
391 days
Homes sold (recent period)
2
For-sale inventory
5
Active listings
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$821/mo
1BR fair-market rent
$987/mo
2BR fair-market rent
$1,074/mo
3BR fair-market rent
$1,487/mo
4BR fair-market rent
$1,795/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
94.6 (100 = US avg)
Electricity rate (state-level)
13.0¢/kWh
Natural gas rate (state-level)
$9.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
8.0 : 1
Schools include
Polaris School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
avalanche, winterWeather, coldWave, landslide, lightning
Notable hazard ratings (county)
drought: Relatively Low · coldWave: Relatively Moderate · wildfire: Relatively Low · avalanche: Relatively High · landslide: Relatively Moderate · lightning: Relatively Moderate
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
66.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
30.5 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
13
Days with Good air quality
324
Days with Moderate air quality
18
Highest AQI recorded (year)
95

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Big Hole National Battlefield (31 mi)
Airports within 30 mi
5
Nearest airport
Wise River Airport (14 mi)
Nearest major airport
Bert Mooney Airport (BTM) (37 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
ST JAMES HOSPITAL, BARRETT HOSPITAL & HEALTHCARE, COMMUNITY HOSPITAL OF ANACONDA
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+26 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,992
Housing built before 1970
23.1%
Housing built 2000 or later
38.1%
Median annual property tax
$1,542
Households with broadband internet
63.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,141
Average weekly wage
$915
Top industries (by employment)
Health Care, Accommodation & Food, Agriculture
Annual residential building permits (county)
42

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 59746State medianUS median
Median home value$452,908$426,961$288,527
Median sale price$932,000$499,000$325,000
Median days on market391 days110 days51 days
Median annual property tax$1,542$1,830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 59746?
$452,908.
What is the median sale price in ZIP 59746?
$932,000.
How long do homes take to sell in ZIP 59746?
Median days on market: 391 days.
What is typical rent in ZIP 59746?
2-bedroom fair-market rent: $1,074/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 59746?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: avalanche, winterWeather, coldWave, landslide, lightning.
What is the wildfire risk in ZIP 59746?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 59746?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 59746?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 59746?
1 schools (1 elementary) (NCES, 2022-23).
What is the air quality in ZIP 59746?
Good. Median AQI: 13. (EPA AQI).
What is the cost of living in ZIP 59746?
Regional Price Parity: 94.6 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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