Skip to main content

Area data

Cotopaxi, CO — ZIP 81223

Population: 2,457 (Census ACS)

The median home value in ZIP 81223 (Cotopaxi, CO) is $371,171 — up 0.8% over the past year. Homes sell for a median $427,500 after a median 79 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, hail, inlandflooding the top-rated hazards. Cost of living is 3.1% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$371,171

Median home value

+0.8%

1-year change

79

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$371,171
1-year appreciation
+0.8%
3-year appreciation
+4.9%
5-year appreciation
+18.0%
10-year appreciation
+117.9%
All-time peak (2026-03)
$374,214
House Price Index (state)
687.4 (-0.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$427,500
Median list price
$485,000
Median price per sqft
$355
1-year sale-price change
-6.0%
Median days on market
79 days
Homes sold (recent period)
12
For-sale inventory
62
Sale-to-list ratio
97.9%
Active listings
51
1-year forecast
+1.0%
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,067/mo
1BR fair-market rent
$1,098/mo
2BR fair-market rent
$1,436/mo
3BR fair-market rent
$1,794/mo
4BR fair-market rent
$2,230/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.1 (100 = US avg)
Electricity rate (state-level)
15.9¢/kWh
Natural gas rate (state-level)
$11.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Avg student-teacher ratio
9.5 : 1
Schools include
Cotopaxi Elementary School, Cotopaxi Junior-Senior High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, hail, inlandFlooding, landslide, wildfire
Notable hazard ratings (county)
hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · heatWave: Relatively Low · wildfire: Relatively Moderate · landslide: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 94% of US counties
Buildings in wildfire direct-exposure zone
53.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Lincoln Park (20.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
21.3 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
23
Days with Good air quality
338
Days with Moderate air quality
24
Highest AQI recorded (year)
77

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
251
Jobs reachable by transit (45 min)
436

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Great Sand Dunes National Park & Preserve (40 mi)
National parks include
Great Sand Dunes National Park & Preserve, Florissant Fossil Beds National Monument
Airports within 30 mi
13
Nearest airport
Lowe Airstrip (2 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
HEART OF THE ROCKIES REGIONAL MEDICAL CENTER, ST THOMAS MORE HOSPITAL
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+273 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,997
Housing built before 1970
8.7%
Housing built 2000 or later
42.2%
Median annual property tax
$774
Households with broadband internet
41.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,138
Average weekly wage
$916
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
107

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 81223State medianUS median
Median home value$371,171$493,059$288,527
Median sale price$427,500$495,000$325,000
Median days on market79 days48 days51 days
Median annual property tax$774$1,694$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 81223?
$371,171.
What is the median sale price in ZIP 81223?
$427,500.
How long do homes take to sell in ZIP 81223?
Median days on market: 79 days.
What is typical rent in ZIP 81223?
2-bedroom fair-market rent: $1,436/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 81223?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, hail, inlandFlooding, landslide, wildfire.
Is ZIP 81223 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 81223?
Risk to homes is higher than 94% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 81223?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 81223?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 81223?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is ZIP 81223 walkable?
Walkability index: 5.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 81223?
Good. Median AQI: 23. (EPA AQI).
What is the cost of living in ZIP 81223?
Regional Price Parity: 103.1 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Cotopaxi, CO?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents