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Area data

Tuba City, AZ — ZIP 86045

Population: 10,319 (Census ACS)

The median home value in ZIP 86045 (Tuba City, AZ) is $68,200. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, winterweather, inlandflooding the top-rated hazards. Cost of living is 0.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$68,200

Median home value

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$68,200
House Price Index (state)
567.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$1,438/mo
1BR fair-market rent
$1,555/mo
2BR fair-market rent
$1,729/mo
3BR fair-market rent
$2,109/mo
4BR fair-market rent
$2,312/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.7 (100 = US avg)
Electricity rate (state-level)
15.3¢/kWh
Natural gas rate (state-level)
$18.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
5
Middle schools
1
High schools
5
Avg student-teacher ratio
14.0 : 1
School districts serving the area
Northeast Arizona Technological Institute of Vocat (81114), Tuba City Unified School District #15 (4197), Tuba City Boarding School
Schools include
NATIVE - Tuba City High School, NATIVE - Greyhills HS, Tuba City High School, Tuba City Junior High School, Tuba City Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, winterWeather, inlandFlooding, wildfire, avalanche
Notable hazard ratings (county)
hail: Relatively Low · coldWave: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · wildfire: Relatively High · avalanche: Relatively Moderate
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
53.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
71.0°F
Average low
42.0°F
Annual precipitation
6.3 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
256
Days with Moderate air quality
107
Highest AQI recorded (year)
113

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
5
Nearest national park
Wupatki National Monument (41 mi)
National parks include
Wupatki National Monument, Grand Canyon National Park, Sunset Crater Volcano National Monument
Airports within 30 mi
1
Nearest airport
Tuba City Airport (TBC) (8 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
TUBA CITY REGIONAL HEALTH CARE CORPORATION
EV charging stations (within 10 mi)
9
Solar radiation rating
Excellent (5.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,986
Housing built before 1970
14.3%
Housing built 2000 or later
17.4%
Households with broadband internet
26.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
52,025
Average weekly wage
$1,020
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
634

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 86045?
$68,200.
What is typical rent in ZIP 86045?
2-bedroom fair-market rent: $1,729/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 86045?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, winterWeather, inlandFlooding, wildfire, avalanche.
What is the wildfire risk in ZIP 86045?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 86045?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 86045?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 86045?
11 schools (5 elementary, 1 middle, 5 high) (NCES, 2022-23).
What is the air quality in ZIP 86045?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 86045?
Regional Price Parity: 100.7 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents