How long do homes take to sell in Chipley, FL?

Median days on market: 79 days.

What is typical rent in Chipley, FL?

2-bedroom fair-market rent: $1,040/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).

What is the natural-hazard risk in Chipley, FL?

Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning, tornado.

What is the wildfire risk in Chipley, FL?

Risk to homes is higher than 64% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).

What is the radon potential in Chipley, FL?

Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.

Are there Superfund sites near Chipley, FL?

No current or proposed National Priorities List sites within 5 miles (EPA).

How many schools serve Chipley, FL?

7 schools (1 elementary, 1 middle, 2 high) (NCES, 2022-23).

What is the cost of living in Chipley, FL?

Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

REAIGENT7 is a listing platform for real estate agents — where every page answers buyer questions with 25+ public government, academic, and industry research datasets (FEMA, NOAA, Census, NCES, and more). AI handles the questions; the agent owns the relationship. Direct buyer contact forms, marketing tools, and lead management built in. No competing agents on your listing, no per-ZIP fees, no referral fees on close.

Is it REAGENT7 or REAIGENT7?

It’s REAIGENT7 — “agent” with AI inside it, short for real estate AI agent. Plenty of people type it as reagent7, reagent 7, or re-aigent7, and that’s fine: you’re in the right place, and the official site is always reaigent7.com.

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What happens to my listings if I downgrade or cancel?

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How fast can I set up a listing?

Go live in under five minutes. Upload an MLS sheet, flyer, or appraisal and the AI extracts the address, price, beds, baths, square footage, HOA, and school district automatically. You review the extracted facts, add photos, and publish. Manual entry also works if you prefer.

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Yes. After every open house, you can send the seller a professional report with sign-in counts, top buyer questions, AI-identified gaps in the listing, and engagement insights — no buyer PII included. It’s a strong tool for listing presentations: show prospective sellers the real-time insights they’ll get on their own property.

How do I get my listing page in front of buyers?

Every listing comes with a QR code, direct share links, and embed codes for your website or blog. The Share hub also includes social caption and email drafts you can customize. Print the QR code on yard signs, flyers, and open-house handouts so buyers can scan and chat with the AI instantly.

FL area data

Chipley, FL

Chipley, FL.

Population: 17,950 (Census ACS)

The median home value in Chipley, FL is $230,190 — up 1.1% over the past year. Homes sell for a median $240,000 after a median 79 days on market. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, lightning, tornado the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$230,190

Median home value

+1.1%

1-year change

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value: $230,190
1-year appreciation: +1.1%
3-year appreciation: +4.0%
5-year appreciation: +18.2%
10-year appreciation: +113.1%
All-time peak (2025-03): $231,965
House Price Index (state): 552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price: $240,000
Median list price: $254,900
Median price per sqft: $153
1-year sale-price change: +4.4%
Median days on market: 79 days
Homes sold (recent period): 85
For-sale inventory: 114
Sale-to-list ratio: 97.7%
Active listings: 132
Days to pending: 95 days
New listings (monthly): 24

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent: $896/mo
1BR fair-market rent: $955/mo
2BR fair-market rent: $1,040/mo
3BR fair-market rent: $1,243/mo
4BR fair-market rent: $1,479/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average): 103.4 (100 = US avg)
Electricity rate (state-level): 15.2¢/kWh
Natural gas rate (state-level): $25.50/MCF
30-year mortgage rate (national): 7.40%
15-year mortgage rate (national): 6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools: 7
Elementary schools: 1
Middle schools: 1
High schools: 2
Avg student-teacher ratio: 15.9 : 1
Schools include: CHIPLEY HIGH SCHOOL, KATE M. SMITH ELEMENTARY SCHOOL, ROULHAC MIDDLE SCHOOL, WASHINGTON INSTITUTE FOR SPECIALIZED EDUCATION, WASHINGTON VIRTUAL INSTRUCTION PROGRAM

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county): Relatively Low
Top hazards (county): hurricane, lightning, tornado
Notable hazard ratings (county): drought: Relatively Low · tornado: Relatively Moderate · coldWave: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate · lightning: Relatively Moderate
Wildfire risk to homes (county): Higher than 64% of US counties
Buildings in wildfire direct-exposure zone: 91.0%
Radon potential (county): Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi: None
Nearest Superfund site: Sapp Battery Salvage (11.9 mi)

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation: 65.4 in
USDA plant hardiness zone: 9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi: 21
Nearest airport: Hartzog Field (6 mi)
Nearest major airport: Northwest Florida Beaches International Airport (ECP) (24 mi)
Hospitals nearby (~15 mi): 1
Hospitals include: NORTHWEST FLORIDA COMMUNITY HOSPITAL
Avg hospital rating (CMS): 2.0 / 5
Best hospital rating nearby (CMS): 2.0 / 5
Solar radiation rating: Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county): +170 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built: 1,990
Housing built before 1970: 18.9%
Housing built 2000 or later: 30.3%
Median annual property tax: $858
Mean commute to work: 33 min
Households with broadband internet: 37.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment: 4,485
Average weekly wage: $857
Top industries (by employment): Construction, Professional Services, Wholesale Trade
Annual residential building permits (county): 223

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

	Chipley	State median	US median
Median home value	$230,190	$343,854	$288,527
Median sale price	$240,000	$359,990	$325,000
Median days on market	79 days	72 days	51 days
Median annual property tax	$858	$2,388	$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Chipley, FL?: $230,190.
What is the median sale price in Chipley, FL?: $240,000.
How long do homes take to sell in Chipley, FL?: Median days on market: 79 days.
What is typical rent in Chipley, FL?: 2-bedroom fair-market rent: $1,040/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Chipley, FL?: Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning, tornado.
What is the wildfire risk in Chipley, FL?: Risk to homes is higher than 64% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Chipley, FL?: Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Chipley, FL?: No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Chipley, FL?: 7 schools (1 elementary, 1 middle, 2 high) (NCES, 2022-23).
What is the cost of living in Chipley, FL?: Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Chipley

32428

Listing a home in Chipley, FL?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →