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FL area data

Live Oak, FL

Aggregated across 2 ZIP codes in Live Oak.

Population: 30,225 (Census ACS)

The median home value in Live Oak, FL is $240,276 — up 2.7% over the past year. Homes sell for a median $265,000 after a median 83 days on market. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, lightning the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$240,276

Median home value

+2.7%

1-year change

83

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$240,276
1-year appreciation
+2.7%
3-year appreciation
+9.2%
5-year appreciation
+29.5%
10-year appreciation
+121.6%
All-time peak (2026-05)
$242,251
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$265,000
Median list price
$304,500
Median price per sqft
$162
1-year sale-price change
+1.1%
Median days on market
83 days
Homes sold (recent period)
17
For-sale inventory
128
Sale-to-list ratio
97.0%
Active listings
44
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$871/mo
1BR fair-market rent
$912/mo
2BR fair-market rent
$999/mo
3BR fair-market rent
$1,336/mo
4BR fair-market rent
$1,416/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
3
Middle schools
1
High schools
2
Avg student-teacher ratio
19.8 : 1
Schools include
SUWANNEE RIVERSIDE ELEMENTARY, RIVEROAK TECHNICAL COLLEGE, SUWANNEE SPRINGCREST ELEMENTARY, SUWANNEE HIGH SCHOOL, SUWANNEE MIDDLE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hurricane, lightning
Notable hazard ratings (county)
drought: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · wildfire: Relatively Low · hurricane: Relatively High
Wildfire risk to homes (county)
Higher than 66% of US counties
Buildings in wildfire direct-exposure zone
89.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
82.5°F
Average low
58.5°F
Annual precipitation
53.8 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
66
Nearest airport
Wright Farms Airport (2 mi)
Nearest major airport
Valdosta Regional Airport (VLD) (37 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
UF HEALTH SHANDS HOSPITAL, HCA FLORIDA LAKE CITY HOSPITAL, VA NORTH FLORIDA/SOUTH GEORGIA HEALTHCARE SYSTEM - LAKE CITY
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+508 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
21.4%
Housing built 2000 or later
22.1%
Median annual property tax
$1,306
Mean commute to work
24 min
Households with broadband internet
62.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,333
Average weekly wage
$905
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
136

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Live OakState medianUS median
Median home value$240,276$343,854$288,527
Median sale price$265,000$359,990$325,000
Median days on market83 days72 days51 days
Median annual property tax$1,306$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Live Oak, FL?
$240,276.
What is the median sale price in Live Oak, FL?
$265,000.
How long do homes take to sell in Live Oak, FL?
Median days on market: 83 days.
What is typical rent in Live Oak, FL?
2-bedroom fair-market rent: $999/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Live Oak, FL?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning.
What is the wildfire risk in Live Oak, FL?
Risk to homes is higher than 66% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Live Oak, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Live Oak, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Live Oak, FL?
11 schools (3 elementary, 1 middle, 2 high) (NCES, 2022-23).
What is the cost of living in Live Oak, FL?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Live Oak

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents