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IA area data

Mount Sterling, IA

Mount Sterling, IA.

Population: 148 (Census ACS)

The median home value in Mount Sterling, IA is $258,300. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, lightning, strongwind the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$258,300

Median home value

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$258,300
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$706/mo
1BR fair-market rent
$726/mo
2BR fair-market rent
$950/mo
3BR fair-market rent
$1,132/mo
4BR fair-market rent
$1,515/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, lightning, strongWind
Notable hazard ratings (county)
hail: Relatively Low · drought: Relatively Moderate · tornado: Relatively Low · heatWave: Relatively Low · landslide: Relatively Low · lightning: Relatively Moderate
Wildfire risk to homes (county)
Higher than 53% of US counties
Buildings in wildfire direct-exposure zone
63.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Fairfield Coal Gasification Plant (17.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
39.1 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
236
Days with Moderate air quality
126
Highest AQI recorded (year)
129

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
11
Nearest airport
Keosauqua Municipal Airport (1 mi)
Nearest major airport
Ottumwa Regional Airport (OTM) (36 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
OTTUMWA REGIONAL HEALTH CENTER, KEOKUK COUNTY HEALTH CENTER, DAVIS COUNTY HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,955
Housing built before 1970
50.0%
Housing built 2000 or later
0.0%
Median annual property tax
$1,250
Households with broadband internet
48.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,383
Average weekly wage
$903
Top industries (by employment)
Wholesale Trade, Professional Services, Finance & Insurance
Annual residential building permits (county)
5

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Mount Sterling, IA?
$258,300.
What is typical rent in Mount Sterling, IA?
2-bedroom fair-market rent: $950/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Mount Sterling, IA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, lightning, strongWind.
What is the wildfire risk in Mount Sterling, IA?
Risk to homes is higher than 53% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Mount Sterling, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Mount Sterling, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in Mount Sterling, IA?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Mount Sterling, IA?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Mount Sterling

Listing a home in Mount Sterling, IA?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents