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IA area data

Oakland, IA

Oakland, IA.

Population: 1,772 (Census ACS)

The median home value in Oakland, IA is $225,889 — up 4.5% over the past year. Homes sell for a median $225,000 after a median 70 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, strongwind, tornado the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$225,889

Median home value

+4.5%

1-year change

70

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$225,889
1-year appreciation
+4.5%
3-year appreciation
+11.1%
5-year appreciation
+30.2%
10-year appreciation
+99.9%
All-time peak (2026-08)
$225,889
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$225,000
Median list price
$230,000
Median price per sqft
$123
1-year sale-price change
+12.5%
Median days on market
70 days
Homes sold (recent period)
15
For-sale inventory
13
Sale-to-list ratio
99.0%
Active listings
9
1-year forecast
+2.5%
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,167/mo
1BR fair-market rent
$1,219/mo
2BR fair-market rent
$1,450/mo
3BR fair-market rent
$1,924/mo
4BR fair-market rent
$2,179/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Avg student-teacher ratio
13.8 : 1
Schools include
Riverside Middle/Senior High School, Oakland Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, strongWind, tornado, coldWave, drought
Notable hazard ratings (county)
hail: Relatively High · drought: Relatively Moderate · tornado: Relatively High · coldWave: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
FEMA flood zone
A04
Flood risk level
High
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
28.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
PCE Former Dry Cleaner (21.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
60.0°F
Average low
39.0°F
Annual precipitation
36.4 in
Annual snowfall
28.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
83
Days with Moderate air quality
35
Highest AQI recorded (year)
87

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,616
Jobs reachable by transit (45 min)
4,739

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Lewis & Clark National Historic Trail (28 mi)
Airports within 30 mi
12
Nearest airport
Ridge Airport (4 mi)
Nearest major airport
Eppley Airfield (OMA) (26 mi)
Hospitals nearby (~15 mi)
22
Hospitals include
CHI HEALTH MERCY COUNCIL BLUFFS, METHODIST JENNIE EDMUNDSON, CHI HEALTH - MERCY CORNING
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-80 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,958
Housing built before 1970
62.0%
Housing built 2000 or later
13.0%
Median annual property tax
$2,270
Mean commute to work
21 min
Households with broadband internet
66.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
36,115
Average weekly wage
$1,114
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
334

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OaklandState medianUS median
Median home value$225,889$211,043$288,527
Median sale price$225,000$220,000$325,000
Median days on market70 days48 days51 days
Median annual property tax$2,270$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Oakland, IA?
$225,889.
What is the median sale price in Oakland, IA?
$225,000.
How long do homes take to sell in Oakland, IA?
Median days on market: 70 days.
What is typical rent in Oakland, IA?
2-bedroom fair-market rent: $1,450/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Oakland, IA?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, strongWind, tornado, coldWave, drought.
Is Oakland, IA in a flood zone?
High (FEMA NFIP). FEMA flood zone A04.
What is the wildfire risk in Oakland, IA?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Oakland, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Oakland, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Oakland, IA?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is Oakland, IA walkable?
Walkability index: 4.3/20 (EPA Smart Location Database).
What is the air quality in Oakland, IA?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in Oakland, IA?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Oakland

Listing a home in Oakland, IA?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents