How long do homes take to sell in Hardinsburg, KY?

Median days on market: 54 days.

What is typical rent in Hardinsburg, KY?

2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).

What is the natural-hazard risk in Hardinsburg, KY?

Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, iceStorm, strongWind.

What is the wildfire risk in Hardinsburg, KY?

Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).

What is the radon potential in Hardinsburg, KY?

Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.

Are there Superfund sites near Hardinsburg, KY?

No current or proposed National Priorities List sites within 5 miles (EPA).

How many schools serve Hardinsburg, KY?

1 schools (1 elementary) (NCES, 2022-23).

What is the cost of living in Hardinsburg, KY?

Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

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KY area data

Hardinsburg, KY

Hardinsburg, KY.

Population: 5,756 (Census ACS)

The median home value in Hardinsburg, KY is $187,281 — down 0.2% over the past year. Homes sell for a median $166,500 after a median 54 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hail, icestorm, strongwind the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$187,281

Median home value

-0.2%

1-year change

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value: $187,281
1-year appreciation: -0.2%
3-year appreciation: +8.2%
5-year appreciation: +29.9%
10-year appreciation: +89.2%
All-time peak (2025-05): $191,114
House Price Index (state): 413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price: $166,500
Median list price: $283,450
Median price per sqft: $130
1-year sale-price change: -29.1%
Median days on market: 54 days
Homes sold (recent period): 10
For-sale inventory: 32
Sale-to-list ratio: 87.6%
Active listings: 18
New listings (monthly): 7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent: $695/mo
1BR fair-market rent: $720/mo
2BR fair-market rent: $909/mo
3BR fair-market rent: $1,259/mo
4BR fair-market rent: $1,329/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average): 90.2 (100 = US avg)
Electricity rate (state-level): 13.2¢/kWh
Natural gas rate (state-level): $14.20/MCF
30-year mortgage rate (national): 7.40%
15-year mortgage rate (national): 6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools: 1
Elementary schools: 1
Middle schools: 0
High schools: 0
Avg student-teacher ratio: 13.6 : 1
Schools include: Hardinsburg Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county): Very Low
Top hazards (county): hail, iceStorm, strongWind
Notable hazard ratings (county): hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county): Higher than 18% of US counties
Buildings in wildfire direct-exposure zone: 88.2%
Radon potential (county): Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi: None

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature: 54.0°F
Average high: 66.0°F
Average low: 42.0°F
Annual precipitation: 49.8 in
Annual snowfall: 9.4 in
USDA plant hardiness zone: 7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi: 3
Nearest national park: Lincoln Boyhood National Memorial (39 mi)
National parks include: Lincoln Boyhood National Memorial, Mammoth Cave National Park, Abraham Lincoln Birthplace National Historical Park
Airports within 30 mi: 11
Nearest airport: Breckinridge County Airport (2 mi)
Nearest major airport: Godman Army Air Field (FTK) (28 mi)
Hospitals nearby (~15 mi): 1
Hospitals include: BRECKINRIDGE MEMORIAL HOSPITAL
Avg hospital rating (CMS): 1.0 / 5
Best hospital rating nearby (CMS): 1.0 / 5
Solar radiation rating: Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county): +144 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built: 1,985
Housing built before 1970: 16.3%
Housing built 2000 or later: 21.2%
Median annual property tax: $979
Households with broadband internet: 61.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment: 2,769
Average weekly wage: $877
Top industries (by employment): Construction, Accommodation & Food, Wholesale Trade
Annual residential building permits (county): 14

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

	Hardinsburg	State median	US median
Median home value	$187,281	$169,240	$288,527
Median sale price	$166,500	$234,500	$325,000
Median days on market	54 days	57 days	51 days
Median annual property tax	$979	$921	$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Hardinsburg, KY?: $187,281.
What is the median sale price in Hardinsburg, KY?: $166,500.
How long do homes take to sell in Hardinsburg, KY?: Median days on market: 54 days.
What is typical rent in Hardinsburg, KY?: 2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Hardinsburg, KY?: Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, iceStorm, strongWind.
What is the wildfire risk in Hardinsburg, KY?: Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Hardinsburg, KY?: Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Hardinsburg, KY?: No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Hardinsburg, KY?: 1 schools (1 elementary) (NCES, 2022-23).
What is the cost of living in Hardinsburg, KY?: Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Hardinsburg

40143

Listing a home in Hardinsburg, KY?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →