KY area data
Harned, KY
Harned, KY.
Population: 1,930 (Census ACS)
The median home value in Harned, KY is $183,750 — down 1.0% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hail, icestorm, strongwind the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).
$183,750
Median home value
-1.0%
1-year change
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $183,750
- 1-year appreciation
- -1.0%
- 3-year appreciation
- +9.4%
- 5-year appreciation
- +29.6%
- 10-year appreciation
- +106.6%
- All-time peak (2025-06)
- $186,764
- House Price Index (state)
- 413.6 (+4.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median list price
- $239,950
- For-sale inventory
- 5
- Active listings
- 3
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $695/mo
- 1BR fair-market rent
- $720/mo
- 2BR fair-market rent
- $909/mo
- 3BR fair-market rent
- $1,259/mo
- 4BR fair-market rent
- $1,329/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.2 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 0
- Middle schools
- 1
- High schools
- 2
- Avg student-teacher ratio
- 17.6 : 1
- School districts serving the area
- Kentucky Tech System, Breckinridge County
- Schools include
- Breckinridge County Area Technology Ctr, Breckinridge County High School, Breckinridge County Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- hail, iceStorm, strongWind
- Notable hazard ratings (county)
- hail: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 18% of US counties
- Buildings in wildfire direct-exposure zone
- 88.2%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 54.0°F
- Average high
- 66.0°F
- Average low
- 42.0°F
- Annual precipitation
- 49.8 in
- Annual snowfall
- 9.4 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Lincoln Boyhood National Memorial (39 mi)
- National parks include
- Lincoln Boyhood National Memorial, Abraham Lincoln Birthplace National Historical Park, Mammoth Cave National Park
- Airports within 30 mi
- 12
- Nearest airport
- Breckinridge County Airport (2 mi)
- Nearest major airport
- Godman Army Air Field (FTK) (25 mi)
- Hospitals nearby (~15 mi)
- 15
- Hospitals include
- BAPTIST HEALTH FLOYD, PHYSICIANS' MEDICAL CENTER LLC, PERRY COUNTY MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 2.2 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (4.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +144 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,996
- Housing built before 1970
- 17.3%
- Housing built 2000 or later
- 38.2%
- Median annual property tax
- $1,626
- Households with broadband internet
- 64.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 2,769
- Average weekly wage
- $877
- Top industries (by employment)
- Construction, Accommodation & Food, Wholesale Trade
- Annual residential building permits (county)
- 14
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Harned | State median | US median | |
|---|---|---|---|
| Median home value | $183,750 | $169,240 | $288,527 |
| Median annual property tax | $1,626 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Harned, KY?
- $183,750.
- What is typical rent in Harned, KY?
- 2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Harned, KY?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, iceStorm, strongWind.
- What is the wildfire risk in Harned, KY?
- Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Harned, KY?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Harned, KY?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Harned, KY?
- 3 schools (1 middle, 2 high) (NCES, 2022-23).
- What is the cost of living in Harned, KY?
- Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
ZIP code for Harned
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →