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MD area data

Spencerville, MD

Spencerville, MD.

Population: 198 (Census ACS)

The median home value in Spencerville, MD is $755,335 — down 0.8% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winterweather, hail, heatwave the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$755,335

Median home value

-0.8%

1-year change

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$755,335
1-year appreciation
-0.8%
3-year appreciation
+2.5%
5-year appreciation
+10.6%
10-year appreciation
+42.3%
All-time peak (2006-12)
$775,215
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$650,000
Active listings
3
1-year forecast
+0.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$2,111/mo
1BR fair-market rent
$2,204/mo
2BR fair-market rent
$2,438/mo
3BR fair-market rent
$3,107/mo
4BR fair-market rent
$3,658/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
winterWeather, hail, heatWave, inlandFlooding, lightning
Notable hazard ratings (county)
hail: Relatively High · drought: Relatively Moderate · tornado: Relatively Moderate · coldWave: Relatively Moderate · heatWave: Relatively High · iceStorm: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 11% of US counties
Buildings in wildfire direct-exposure zone
45.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Beltsville Agricultural Research Center (USDA) (8.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
45.1 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
299
Days with Moderate air quality
61
Highest AQI recorded (year)
90

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
136,451
Jobs reachable by transit (45 min)
127,841

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
58
Nearest national park
Baltimore-Washington Parkway (9 mi)
National parks include
Baltimore-Washington Parkway, Greenbelt Park, Civil War Defenses of Washington
Airports within 30 mi
30
Nearest airport
Glenair Airport (10 mi)
Nearest major airport
Fort Meade Executive Airport (FME) (12 mi)
Hospitals nearby (~15 mi)
66
Hospitals include
GEORGE WASHINGTON UNIV HOSPITAL, HOWARD UNIVERSITY HOSPITAL CORP, MEDSTAR GEORGETOWN UNIVERSITY HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-6,292 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,958
Housing built before 1970
78.6%
Housing built 2000 or later
0.0%
Median annual property tax
$5,556
Households with broadband internet
94.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
364,761
Average weekly wage
$1,761
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
1,411

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

SpencervilleState medianUS median
Median home value$755,335$446,567$288,527
Median annual property tax$5,556$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Spencerville, MD?
$755,335.
What is typical rent in Spencerville, MD?
2-bedroom fair-market rent: $2,438/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Spencerville, MD?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winterWeather, hail, heatWave, inlandFlooding, lightning.
Is Spencerville, MD in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Spencerville, MD?
Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Spencerville, MD?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Spencerville, MD?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Spencerville, MD walkable?
Walkability index: 8.2/20 (EPA Smart Location Database).
What is the air quality in Spencerville, MD?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in Spencerville, MD?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Spencerville

Listing a home in Spencerville, MD?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents