Skip to main content

MN area data

Saint cloud, MN

Aggregated across 3 ZIP codes in Saint cloud.

Population: 78,880 (Census ACS)

The median home value in Saint cloud, MN is $273,344 — up 1.4% over the past year. Homes sell for a median $276,100 after a median 28 days on market. Typical rent runs $1,173/month. 21 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hail, lightning, strongwind the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$273,344

Median home value

+1.4%

1-year change

28

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$273,344
1-year appreciation
+1.4%
3-year appreciation
+8.8%
5-year appreciation
+21.2%
10-year appreciation
+71.3%
All-time peak (2026-04)
$274,759
House Price Index (state)
442.4 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$276,100
Median list price
$286,633
Median price per sqft
$147
1-year sale-price change
+0.2%
Median days on market
28 days
Homes sold (recent period)
91
For-sale inventory
293
Sale-to-list ratio
100.0%
Active listings
84
1-year forecast
+1.8%
Days to pending
38 days
New listings (monthly)
105

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,173/mo
1-year rent change
+4.5%
Studio fair-market rent
$1,011/mo
1BR fair-market rent
$1,116/mo
2BR fair-market rent
$1,400/mo
3BR fair-market rent
$1,859/mo
4BR fair-market rent
$2,153/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
21
Elementary schools
9
Middle schools
4
High schools
4
Charter schools
6
Avg student-teacher ratio
13.5 : 1
School districts serving the area
STRIDE Academy, Athlos Academy of Saint Cloud, ST. CLOUD PUBLIC SCHOOL DISTRICT
Schools include
Stride Academy K-8 Charter School, Athlos Academy of Saint Cloud, SOUTH JUNIOR HIGH, TECHNICAL SENIOR HIGH, OAK HILL COMMUNITY ELEMENTARY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hail, lightning, strongWind, tornado, winterWeather
Notable hazard ratings (county)
hail: Relatively High · drought: Relatively Low · tornado: Relatively High · coldWave: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 45% of US counties
Buildings in wildfire direct-exposure zone
66.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Waite Park Wells (0.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
43.0°F
Average high
52.5°F
Average low
33.0°F
Annual precipitation
29.9 in
Annual snowfall
47.9 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
270
Days with Moderate air quality
76
Days with Unhealthy air quality
3
Highest AQI recorded (year)
165

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
23,611
Jobs reachable by transit (45 min)
19,806

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
58
Nearest airport
Saint Cloud Regional Airport (STC) (1 mi)
Nearest major airport
Saint Cloud Regional Airport (STC) (1 mi)
Hospitals nearby (~15 mi)
9
Hospitals include
ST CLOUD VA MEDICAL CENTER, CENTRACARE - ST. CLOUD HOSPITAL, BUFFALO HOSPITAL
Avg hospital rating (CMS)
4.1 / 5
Best hospital rating nearby (CMS)
4.7 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-324 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
31.7%
Housing built 2000 or later
26.2%
Median annual property tax
$2,402
Mean commute to work
19 min
Households with broadband internet
72.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
76,313
Average weekly wage
$1,239
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
648

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Saint cloudState medianUS median
Median home value$273,344$300,176$288,527
Median sale price$276,100$315,500$325,000
Median days on market28 days39 days51 days
Typical rent$1,173/mo$1,670/mo$1,809/mo
Median annual property tax$2,402$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Saint cloud, MN?
$273,344.
What is the median sale price in Saint cloud, MN?
$276,100.
How long do homes take to sell in Saint cloud, MN?
Median days on market: 28 days.
What is typical rent in Saint cloud, MN?
Typical rent: $1,173/month.
What is the natural-hazard risk in Saint cloud, MN?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hail, lightning, strongWind, tornado, winterWeather.
Is Saint cloud, MN in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Saint cloud, MN?
Risk to homes is higher than 45% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Saint cloud, MN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Saint cloud, MN?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Waite Park Wells, 0.9 mi.
How many schools serve Saint cloud, MN?
21 schools (9 elementary, 4 middle, 4 high) (NCES, 2022-23).
Is Saint cloud, MN walkable?
Walkability index: 5.8/20 (EPA Smart Location Database).
What is the air quality in Saint cloud, MN?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in Saint cloud, MN?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP codes in Saint cloud

Listing a home in Saint cloud, MN?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents