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NC area data

Shelby, NC

Shelby, NC.

Population: 26,134 (Census ACS)

The median home value in Shelby, NC is $221,804 — up 1.2% over the past year. Homes sell for a median $267,990 after a median 81 days on market. Typical rent runs $1,236/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, lightning, inlandflooding the top-rated hazards. Cost of living is 5.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$221,804

Median home value

+1.2%

1-year change

81

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$221,804
1-year appreciation
+1.2%
3-year appreciation
-6.6%
5-year appreciation
+15.5%
10-year appreciation
+95.0%
All-time peak (2023-09)
$237,621
House Price Index (state)
445.4 (+0.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$267,990
Median list price
$272,194
Median price per sqft
$156
1-year sale-price change
-4.3%
Median days on market
81 days
Homes sold (recent period)
107
For-sale inventory
126
Sale-to-list ratio
98.5%
Active listings
144
1-year forecast
-0.3%
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,236/mo
Studio fair-market rent
$854/mo
1BR fair-market rent
$859/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,404/mo
4BR fair-market rent
$1,424/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
94.3 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
12
Elementary schools
5
Middle schools
2
High schools
3
Charter schools
1
Avg student-teacher ratio
17.0 : 1
School districts serving the area
Pinnacle Classical Academy, Cleveland County Schools
Schools include
Pinnacle Classical Academy, Boiling Springs Elementary, Crest High, Crest Middle, Elizabeth Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, lightning, inlandFlooding, strongWind, tornado
Notable hazard ratings (county)
hail: Relatively Low · drought: Relatively Low · tornado: Relatively Moderate · coldWave: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 45% of US counties
Buildings in wildfire direct-exposure zone
79.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Celanese Corp. (Shelby Fiber Operations) (4.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
73.0°F
Average low
49.0°F
Annual precipitation
50.2 in
Annual snowfall
0.8 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,864
Jobs reachable by transit (45 min)
9,359

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
5
Nearest national park
Kings Mountain National Military Park (14 mi)
National parks include
Kings Mountain National Military Park, Cowpens National Battlefield, Overmountain Victory National Historic Trail
Airports within 30 mi
26
Nearest airport
Shelby-Cleveland County Regional Airport (1 mi)
Nearest major airport
Hickory Regional Airport (HKY) (36 mi)
Hospitals nearby (~15 mi)
24
Hospitals include
RUTHERFORD REGIONAL MEDICAL CENTER, ATRIUM HEALTH CLEVELAND, CAROMONT REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+427 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,980
Housing built before 1970
26.4%
Housing built 2000 or later
22.2%
Median annual property tax
$1,481
Mean commute to work
20 min
Households with broadband internet
76.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
28,699
Average weekly wage
$993
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
555

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ShelbyState medianUS median
Median home value$221,804$285,911$288,527
Median sale price$267,990$330,000$325,000
Median days on market81 days70 days51 days
Typical rent$1,236/mo$1,688/mo$1,809/mo
Median annual property tax$1,481$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Shelby, NC?
$221,804.
What is the median sale price in Shelby, NC?
$267,990.
How long do homes take to sell in Shelby, NC?
Median days on market: 81 days.
What is typical rent in Shelby, NC?
Typical rent: $1,236/month.
What is the natural-hazard risk in Shelby, NC?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, lightning, inlandFlooding, strongWind, tornado.
Is Shelby, NC in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Shelby, NC?
Risk to homes is higher than 45% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Shelby, NC?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Shelby, NC?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Celanese Corp. (Shelby Fiber Operations), 4.6 mi.
How many schools serve Shelby, NC?
12 schools (5 elementary, 2 middle, 3 high) (NCES, 2022-23).
Is Shelby, NC walkable?
Walkability index: 4.3/20 (EPA Smart Location Database).
What is the cost of living in Shelby, NC?
Regional Price Parity: 94.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Shelby

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents